A vacation is usually at the top of a retiree’s list as soon as they clock out for the last time! As a senior citizen, there are some things you should know before you plan your next big trip, such as understanding your health insurance in full and learning about senior discounts you can access. Here are five great vacation tips to consider as a senior!
1. Know how your health insurance works
Medical emergencies do happen and are never planned. Before taking off for your trip, check to see how your Medicare will cover you. Medicare is health insurance for those who are 65 years and older and others who qualify due to their disability. If you are new to Medicare and aren’t entirely sure what benefits you have access to; you can learn more here: boomerbenefits.com/new-to-medicare
If you plan on vacationing inside the United States, Medicare will cover you in any state as long as the doctor accepts Medicare as insurance. Medicare does not have network restrictions, and about 98% of physicians accept Medicare across the country. However, if you plan on traveling internationally, know Medicare will likely not cover you unless you meet specific criteria.
For example, Medicare will likely cover you when you are inside the United States, and a medical emergency occurs, and you visit a foreign hospital because it’s closer than an American hospital. Another example will be if you are on a cruise ship when a medical emergency occurs. If you are within six hours from a U.S. port, Medicare will likely cover your health services.
Many seniors purchase additional plans, such as Medigap and Medicare Advantage plans, for extra coverage amid an emergency when traveling abroad. If you have either of these plans, you can contact your agent to determine whether you have access to these emergency travel benefits.
2. Don’t forget to pack your medications
Most senior citizens take at least one medication. If this applies to you, you will want to ensure you pack your prescriptions and even bring several days’ worth, depending on how long you plan on being on vacation. You may find it beneficial to get a pill dispenser to store your medications properly and not take up too much room in your luggage.
If you plan on traveling on a plane, you should consider putting your important medications in your carry-on bag. Sometimes luggage can get delayed or even lost. So, to avoid not having your medicines for a day or two, storing them in your carry will prevent that.
3. Choose senior-friendly activities
There are many senior-friendly activities in almost every area you travel to. For example, if you are traveling to the Grand Canyon, you can take a Jeep tour, shuttle tour, or even hike easy trails, such as the South Kaibab Trail! If you are traveling to Athens, Greece, consider visiting their historical museums or take an all-day cruise!
Regardless of where you vacation, there are typically always senior-friendly tourist attractions that will not burn out all your energy.
4. Research senior discounts
Senior citizens in retirement typically live on a budget unless they have a significant nest egg saved away! If you are not one with significant retirement savings you can use for your vacation, many places and websites offer senior discounts.
AARP members are often gifted with senior discounts on hotels, plane tickets, and other vacation costs. Other websites, such as Kayak.com, can save you hundreds of dollars on travel sites and find you the best deals! On top of online sites, many restaurants, museums, and shows in the U.S. and abroad offer senior deals and discounts.
As you plan your vacation, use your age to your advantage and research for the best deals before you book your trip.
5. Pack for comfort
While you are packing for vacation, think about the activities you will be partaking in. Will you be taking a lot of tours and visiting many different places? You will want to pack comfortable shoes, as your shoes will make a massive difference in how you will feel at the end of the day. Are you visiting a beach and planning on sunbathing all day? If so, pack plenty of sunscreen, bring sunglasses, and consider a good floppy hat!
What you pack for your vacation can impact how you will feel throughout your trip. So, it’s never a bad idea to pack for comfort to ensure you will feel great at the end of your vacation!
Vacations are supposed to be filled with good times and memories you will cherish! Before you book your next trip, consider these five great vacation tips as a senior, and don’t forget to pack your camera to capture all of the great moments you are about to make.